Here's a clip from my blog on vitamins and minerals that is relevant. It expands on what Sandra said:
Phosphorous: After calcium, phosphorous is the second most abundant mineral in the body. It is also highly abundant in bones, although very much present in cells. It is important in regulating the use of other vitamins and minerals in the body. The balance of calcium and phosphorous in the body is a delicate one, necessary for the proper density and strength of bones, for example. Too little of it is negative, and can lead to problems like fatigue and weak bones. However, it is more dangerous (and much more likely) for the body to have too much phosphorous than too little of it (which almost sounds counter intuitive, given that too little causes brittle bones. More on this in a second), and the intake of calcium must mirror the intake of phosphorous to maintain the two at a balanced level. Although the two minerals work together, they are also antagonistic, which means that too much phosphorous will actually interfere with calcium absorption.
Because the diets of captive chameleons contains higher levels of phosphorous relative to calcium (due to the composition of most commonly given food insects such as crickets, who contain a Phos:Cal ratio of 3:1, which means that they have about three times more phosphorous than calcium), this can lead to unbalanced levels of the two minerals, and the high levels of phosphorous actually interfere with calcium absorption. So even if you are giving a lot of calcium the body can’t utilize it due to excessive phosphorous. This must be corrected with calcium supplementation. This is why phosphorous-free calcium supplements are recommended for dusting insects. Too much phosphorous in the body can lead to kidney and heart failure, and actually reduce bone density as well. So since phosphorous is more abundant in insectivore diets in captivity, it is more important to worry about not having too much over having too little of it present.